Hoarding Cleanup Financing

February 1st, 2018 by

A lot of people face the same pitfalls when they try to start clutter cleaning. They procrastinate starting, clutter ends up moved around the house, or everything looks the same a few days later. Sometimes it’s just not possible to clean up everything by yourself and the idea of hiring help may seem too expensive. Address Our Mess understands this point of view and wants everyone to have access to the help they need, so we have partnered with Lending Point to offer financial assistance for clutter and hoarding cleanup.

How It Works

Previously, the only methods to pay for hoarding cleanup were out of pocket or through charitable assistance from family and friends or community members. With this new option, you can get your home cleanup out of the way and then pay off the balance monthly. When it comes to clutter, it’s important to get everything cleaned up as quickly as possible. The longer clutter sits, the more risk increases for fires, health issues, and tripping and falling dangers.  In efforts to speed up the cleaning process, you can apply for the loan directly through the Lending Point website and you can choose flexible loan terms and the option for easy, automatic payments.

About Lending Point

Lending Point is a fair credit lender, which means decisions about approval and rates are made based on criteria beyond the credit score. You no longer have to have a 700 credit score to get an affordable loan. They will be able to tell you information about approval and rates minutes after you apply, so there is no waiting period. You can have funds as soon as the next business day after final approval.

Benefits of financing your cleaning project include:

  • Entire loan process can be completed online – from approval to funding
  • Receive a loan amount of up to $20,000
  • Receive financing through a company with an A rating from the Better Business Bureau
  • Build your credit and clean up your home at the same time
  • 24/7 Loan Assistance through Lending Point

If you’re looking for professional cleanup help, but you’re afraid you can’t afford it, this service may be a good option for you. While you spend time saving for a cleanup project, clutter will continue to get worse. Through Lending Point, you can get your house back to a livable condition and pay off the cost over a reasonable amount of time. To learn more about the program or apply for assistance please visit our services page.

Stopping Clutter in its Tracks

July 18th, 2017 by

Stopping ClutterA lot of hoarding situations stem from mental illnesses or physical limitations, but just as many stem from a simple lack of time. It’s difficult to maintain a clean home when we’re so busy with social, work, and personal responsibilities. Clutter is an easy thing to push to the side and forget about, until suddenly you can’t ignore it. It starts out filling the garage and basement and before you know it, it’s spilling out into closets, bedrooms, and living areas. Tackling a big cleaning project is much harder than taking small steps over time, so here are some tips to help you tackle your clutter before it turns into a true hoarding situation.

Clear off Counter Clutter

One of the first signs of hoarding is when belongings start to take over the functional areas of the home. If you start to let clutter pile up on counters and table tops, you’re making those areas unusable. If things stay there long enough we start to think that’s where they belong and a mountain of things on our table tops can get overwhelming quickly. Take steps to avoid counter clutter by going through mail as soon as you get it, finding a home for all the stuff that seems to keep ending up on the counter, and purging whatever you don’t use and need.

Work on Organizational Spaces

Clutter usually starts to build up in living spaces because the places where they actually belong are disorganized. Even though you know those shoes belong in the closet, you leave them on the floor because the closet’s full. Little clutter build ups like these lead to out of control clutter once we let stuff go for too long. Start by clearing out closets, drawers, and cabinets so when you go to clean up main living areas, everything has a place to go. And don’t feel like you need to clean every organizational space at once. Set aside an hour or a day to clean one closet or one drawer and don’t try to tackle everything at once.

Don’t Think to Trash

It sounds crazy to say don’t think about throwing things away when you’re clutter cleaning, but the idea of trashing their belongings scares some people. Instead, think about selling or donating things you don’t use. People are usually a lot more receptive of letting go of their belongings if they know they’re going to get something back for it, whether it’s money or doing a good deed. You’ll inevitably have to trash some things, but it might help the clutter cleaning process if you go in with a donate first mindset.

Change your Habits

Tackling clutter really is a daily process. As we move around and use our homes things naturally become displaced, so the only way to keep an organized home is to get in the habit of picking up daily. Start with things like cleaning up after each meal, and putting your used items back in their designated spaces every night.

If you’re afraid your home is already beyond these tips, there’s no need to panic. Large cleanup projects are only overwhelming if you’re doing it alone and Address Our Mess is here to make sure that doesn’t happen. Our teams will work with you to sort, organize, and dispose of your items so you can get back to having the organized home you dream about. Check out our locations to find a team in your area.

Hoarding 101: Why People Hoard

June 2nd, 2017 by

Why People Hoard?From the outside looking in, it can be hard to understand hoarding behavior.  Living conditions look uncomfortable, the home can be unsanitary, and the sheer amount of objects impedes a hoarder’s ability to move around and utilize the space in their home.  Even though this seems unusual from a non-hoarder’s perspective, hoarding seems natural for most people who live in the situation.  This is primarily because hoarders actually have different psychological processes that compel them to hoard.

 

The Decision Making Process

A hoarder’s brain literally stops them from throwing things away.  A study was done by the Institute of Living where researchers scanned hoarders’ brains while asking them to throw away some of their items.  They found that there was increased activity in the decision making part of the brain compared to the brain scans of non-hoarding adults.

It’s hard for a hoarder to make decisions because they have anxiety about making the wrong choice.  Every decision they make comes with the loss of what they didn’t choose and that causes anxiety, indecisiveness, and sadness.  Throwing items away is a decision, so if they simply keep all their items they never have to make a choice.  Not making choices means never dealing with the loss of anything.

You can physically see what part of the brain is affected by hoarding, but there are still many potential reasons why it reacts this way.  No one starts hoarding from birth, so figuring out what triggers this part of the brain to go into overdrive can be a little harder.  Common reasons why people hoard include trauma, isolation from others, and ties to hoarding family members.

Trauma

Hoarding is often triggered by a traumatic loss or event.  Common contributors include divorce, childhood poverty, and death of a loved one.  People can start hoarding after such events as a way to avoid grieving.  Hoarding becomes a comfort that can allow them to avoid working through the pain of their trauma.

Isolation

Isolation from other people is also a common reason why people hoard.  This is often the case with senior citizen hoarding.  As their children and grandchildren move away they are left increasingly alone, especially if they are retired and widowed.  This causes people to seek comfort in belongings instead of other people.  Once this happens it’s easy to become attached to objects and it’s hard to get rid of anything.

Family Ties

The International OCD Foundation reports, “50 to 80% of people who hoard had first-degree relatives whom they considered ‘pack rats’ or hoarders.”  We learn our behaviors through what we’re exposed to and growing up around hoarding behavior can cause someone to exhibit those tendencies in adult life.

Getting treatment for hoarding is a two-step process.  First, the psychological reasons for hoarding need to be addressed.  There are many options available including therapy and support groups.  After they accept psychological help, the second step is to begin the physical cleanup of the home.  Trying to clean a hoarded house can be way too overwhelming for one family or person, so companies like Address Our Mess will work with hoarders to sort, organize, and deep clean their homes and return them back to livable condition.

Is a Hoarded Property Sellable?

May 17th, 2017 by

Realtors Guide to Selling a Hoarded Home

Hoarded Property
You’ve been given your ideal home to sell. It’s in a great location and neighborhood, it has excellent curb appeal, and it sits on acres of land. There’s only one problem—the current occupants of the house are hoarders. As the number of hoarders grows, it’s become increasingly more likely you will be asked to handle a listing for a hoarded home at some point. It’s only natural to wonder whether or not this property is sell-able.

Trying to sell a hoarded home without cleaning it up is an uphill battle. Selling to traditional buyers is usually eliminated as an option. Even those looking for fixer-uppers will usually shy away from hoarded homes. Potential filth, odors and infestations are usually enough of a deterrent and you can’t do much to stage the home to make it presentable.

Turning to house flippers is your next viable option, but it’s usually not the most cost effective. Companies that flip houses, especially in hoarding situations, naturally look to acquire the house at the cheapest price possible. They will use every aspect of the hoarding situation to knock more money off of the price and you could end up giving away the house for a fraction of what it’s worth.

Cleaning up the home is usually the best financial option by far. Hoarding situations can decrease the value of homes by tens of thousands of dollars. After taking into consideration the average price range for cleaning up a hoarded home and the home’s market value, it’s almost always more profitable to clean up the home first. After cleaning, the home can be properly staged and turned into an attractive buy for your clients.

A lot of homeowners shy away from cleaning up the home first because of the perceived work involved. But specialty cleanup companies can handle everything for them, from organizing and junk removal to deep cleaning. Hiring a service means no heavy lifting for you or the homeowner.

If you have a cluttered or hoarded house that you’re looking to list, Address Our Mess offers free estimates. If a homeowner is still tentative, you can find out exactly what it will cost to restore the home to its original condition before committing to anything.

The worse a hoarding situation is, the less money that will be made from sale without cleaning it up. Although the idea of hoarding cleanup may seem daunting, there is help available. Without looking into cleanup options, homeowners stand to lose a lot of money and value on their homes.

 

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